Wednesday, August 25, 2010

managing your personal finance

With so many options, risks and complicated strategies, smart investments are not an easy thing to do. FutureAdvisor is a personal investment advisor that helps you with managing and optimizing your investment portfolio by providing in-depth analysis, forecasts and saving tips.

Once you synchronize your brokerage and retirement accounts to FutureAdvisor it tells you if you are on track to retire at your desired age and how your portfolio would fluctuate if market performance changes. You also get tips on how to diversify your portfolio, save money by investing in similar lower-fees mutual funds and build a portfolio customized to your exact needs. FutureAdvisor also lets you work out different scenarios for an early or late retirement.

Features:

  • Get personal investment advice.
  • Helps to optimize your investment portfolio.
  • Get tips on asset allocation, cost savings and good investments.
  • See an in-depth analysis and forecast based on your needs.
  • Completely secure synchronization to your investment accounts.
  • Get tips to retire early with smart investment strategies.

Visit FutureAdvisor at www.futureadvisor.com [Via class="vt-p">LifeHacker]

With so many options, risks and complicated strategies, smart investments are not an easy thing to do. FutureAdvisor is a personal investment advisor that helps you with managing and optimizing your investment portfolio by providing in-depth analysis, forecasts and saving tips.

Once you synchronize your brokerage and retirement accounts to FutureAdvisor it tells you if you are on track to retire at your desired age and how your portfolio would fluctuate if market performance changes. You also get tips on how to diversify your portfolio, save money by investing in similar lower-fees mutual funds and build a portfolio customized to your exact needs. FutureAdvisor also lets you work out different scenarios for an early or late retirement.

Features:

  • Get personal investment advice.
  • Helps to optimize your investment portfolio.
  • Get tips on asset allocation, cost savings and good investments.
  • See an in-depth analysis and forecast based on your needs.
  • Completely secure synchronization to your investment accounts.
  • Get tips to retire early with smart investment strategies.

Visit FutureAdvisor at www.futureadvisor.com [Via class="vt-p">LifeHacker]



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Wednesday&#39;s <b>news</b>: A night on the town with the Preds - do it for <b>...</b>

we've got a great way for Preds fans to save some money while helping local schools, reports from the World Hockey Summit, and what is surely the worst selection in Puck Daddy's "Mt. Puckmore" series so far.

CBS Evening <b>News</b> Ratings Tie 20-Year Low - NYTimes.com

The "CBS Evening News" recorded its lowest total viewer rating in nearly 20 years last week.

National Journal Hires Major Garrett From Fox <b>News</b> - NYTimes.com

Major Garrett, the chief White House correspondent for Fox News, is quitting his job at the cable news channel after eight years. He is joining National Journal as a Congressional correspondent.
































Friday, August 6, 2010

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EMERSON/GARFIELD – Community Frameworks will continue a series of classes designed to help potential homebuyers better understand credit, personal finances and mortgage lending on Tuesday at its office located at 315 W. Mission Ave.


“Financial Fitness” is a two-session, certificated course and will be from 6 to 8 p.m. The second session will be held next Thursday, 6 to 8 p.m.


Self-help homeownership informational meetings will be July 19 at 6 p.m. On July 27 and July 29, from 6 to 7:30 p.m., first-time homebuyers can take a class on mortgage basics.


The sessions are free and open to the public. Advance registration is required.


To register or for more information call (509) 484-6733, ext. 117, or visit www.community frameworks.org.


Speaker to discuss caregiving


LOGAN – Marty Richards, an author, teacher and long-term care consultant, will present a workshop for caregivers, “Caresharing: Strengthening the Bonds to those Coping with Dementia,” on July 21, from 9 a.m. to 3 p.m. in the Barbieri Moot Court Room at Gonzaga University School of Law, 721 N. Cincinnati St.


Cost for the workshop is $35 for professionals and $15 for all others. A box lunch will be provided during the noon hour.


To register and for more information call (509) 473-3390 or visit www.alz.org/inland northwest. Registration deadline is Wednesday.


The program is presented by the Alzheimer’s Association Inland Northwest Chapter.


Fire Station 99


marks anniversary


SPOKANE COUNTY – Spokane County Fire District 9 will have an open house to celebrate the one-year anniversary of Fire Station 99, 9105 N. Whitehouse St., on Saturday from 1 to 4 p.m.


Attendees will have an opportunity to tour the station, meet the firefighters of Station 99 and enjoy ice cream. Kids can also get their picture taken in a firetruck and say hello to Smokey the Bear.











Week after week, obsessive Mad Men fans call up retired advertising veterans, fashion historians, and businessmen to suss out what it was really like back in the sixites. But when Don Draper, the son of a prostitute, shockingly ended up getting slapped by an escort wearing a red bullet bra in the season-four premiere, did anyone think to call up a dominatrix and get her take on the scene's verisimilitude? Why yes, in fact: Vulture did. The scene raised so many questions: Does Don need a domme? And do dominatrices get to abuse guys as luscious and successful as Don Draper? On the eve of the prostitute's return in episode three, airing this Sunday, we asked professional dominatrix Mistress Pixie to help us understand some of what Don Draper may be in for. Now sit the fuck down and pay attention, slaves!!!



The slapping sex scene takes place on Thanksgiving day. Would you ever work on Thanksgiving?

Fuck yeah, could care less. Money is money.



This woman on the show, who is not a domme but an escort, mentions her family briefly. Do you ever offer any details of your personal life?

Not too much info in the beginning, but yes, after a few sessions, they like to talk; they become like friends, sort of. And they talk about themselves; it's like therapy.



This woman seems to be offering a little S&M along with sex. What do you think about that and do most dommes ever mix sex with domme work?

No, never. You never cross that line. A real domme never has sex with a client.



What if he's as adorable as Don Draper?

You never have sex, ever; you never cross that line. At least I don't — most don't. But it does annoy us when escorts also advertise themselves as dommes, because real dommes don't have sex. They should advertise themselves as escorts with fetish services. Real domme clients don't get off on sex, they get off on being dominated and humiliated: You give them nothing.



So having a client like Don doesn't turn you on?

No, but a gorgeous client is just an added bonus, a fun toy, more fun to torture.



Are your clients successful men like Don Draper?

Definitely. 90 percent of clients are powerful men: They are powerful at work, in their families, socially. They need a balance; S&M is a need. They need to feel weak and let go.



What kind of women are dommes?

Lots of very educated women, lawyers, woman with PhDs. We love what we do. We love to study psychology so we can fuck with their heads even more.



How's business been with the recession and all? Lots of these high-powered guys have lost their jobs. And Don's not doing great on the show: Sterling Cooper Draper Pryce is struggling and his finances are taking a hit because of the divorce.

Yeah, we got hit pretty hard two years ago when the recession started. You know, hiring a domme is a luxury. But business is back. You know, when times are so stressful, I guess the luxury becomes a necessity.





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12th Annual Charity Golf Tournament benefitting the Eureka Camp Society-Apex Secondary School-presented by SNC LAVALIN Pacific Liaicon and Associates Benefitting the Eureka Camp Society-Apex Secondary School photos by Ron Sombilon Gallery (377) by Ron Sombilon Gallery




































EMERSON/GARFIELD – Community Frameworks will continue a series of classes designed to help potential homebuyers better understand credit, personal finances and mortgage lending on Tuesday at its office located at 315 W. Mission Ave.


“Financial Fitness” is a two-session, certificated course and will be from 6 to 8 p.m. The second session will be held next Thursday, 6 to 8 p.m.


Self-help homeownership informational meetings will be July 19 at 6 p.m. On July 27 and July 29, from 6 to 7:30 p.m., first-time homebuyers can take a class on mortgage basics.


The sessions are free and open to the public. Advance registration is required.


To register or for more information call (509) 484-6733, ext. 117, or visit www.community frameworks.org.


Speaker to discuss caregiving


LOGAN – Marty Richards, an author, teacher and long-term care consultant, will present a workshop for caregivers, “Caresharing: Strengthening the Bonds to those Coping with Dementia,” on July 21, from 9 a.m. to 3 p.m. in the Barbieri Moot Court Room at Gonzaga University School of Law, 721 N. Cincinnati St.


Cost for the workshop is $35 for professionals and $15 for all others. A box lunch will be provided during the noon hour.


To register and for more information call (509) 473-3390 or visit www.alz.org/inland northwest. Registration deadline is Wednesday.


The program is presented by the Alzheimer’s Association Inland Northwest Chapter.


Fire Station 99


marks anniversary


SPOKANE COUNTY – Spokane County Fire District 9 will have an open house to celebrate the one-year anniversary of Fire Station 99, 9105 N. Whitehouse St., on Saturday from 1 to 4 p.m.


Attendees will have an opportunity to tour the station, meet the firefighters of Station 99 and enjoy ice cream. Kids can also get their picture taken in a firetruck and say hello to Smokey the Bear.











Week after week, obsessive Mad Men fans call up retired advertising veterans, fashion historians, and businessmen to suss out what it was really like back in the sixites. But when Don Draper, the son of a prostitute, shockingly ended up getting slapped by an escort wearing a red bullet bra in the season-four premiere, did anyone think to call up a dominatrix and get her take on the scene's verisimilitude? Why yes, in fact: Vulture did. The scene raised so many questions: Does Don need a domme? And do dominatrices get to abuse guys as luscious and successful as Don Draper? On the eve of the prostitute's return in episode three, airing this Sunday, we asked professional dominatrix Mistress Pixie to help us understand some of what Don Draper may be in for. Now sit the fuck down and pay attention, slaves!!!



The slapping sex scene takes place on Thanksgiving day. Would you ever work on Thanksgiving?

Fuck yeah, could care less. Money is money.



This woman on the show, who is not a domme but an escort, mentions her family briefly. Do you ever offer any details of your personal life?

Not too much info in the beginning, but yes, after a few sessions, they like to talk; they become like friends, sort of. And they talk about themselves; it's like therapy.



This woman seems to be offering a little S&M along with sex. What do you think about that and do most dommes ever mix sex with domme work?

No, never. You never cross that line. A real domme never has sex with a client.



What if he's as adorable as Don Draper?

You never have sex, ever; you never cross that line. At least I don't — most don't. But it does annoy us when escorts also advertise themselves as dommes, because real dommes don't have sex. They should advertise themselves as escorts with fetish services. Real domme clients don't get off on sex, they get off on being dominated and humiliated: You give them nothing.



So having a client like Don doesn't turn you on?

No, but a gorgeous client is just an added bonus, a fun toy, more fun to torture.



Are your clients successful men like Don Draper?

Definitely. 90 percent of clients are powerful men: They are powerful at work, in their families, socially. They need a balance; S&M is a need. They need to feel weak and let go.



What kind of women are dommes?

Lots of very educated women, lawyers, woman with PhDs. We love what we do. We love to study psychology so we can fuck with their heads even more.



How's business been with the recession and all? Lots of these high-powered guys have lost their jobs. And Don's not doing great on the show: Sterling Cooper Draper Pryce is struggling and his finances are taking a hit because of the divorce.

Yeah, we got hit pretty hard two years ago when the recession started. You know, hiring a domme is a luxury. But business is back. You know, when times are so stressful, I guess the luxury becomes a necessity.





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NFL Training Camp <b>News</b>: MRI Shows No Damage To Albert <b>...</b>

NFL Training Camp News: MRI Shows No Damage To Albert Haynesworth's Knee.

Exclusive: Fujifilm&#39;s phase detection system explained: Digital <b>...</b>

Exclusive: Fujifilm's phase detection system explained: With the announcement of the Fujifilm F300 EXR and Z800 EXR coming on a day that also saw four other cameras being launched, it would be easy to overlook their most radical feature ...

What We&#39;re Reading: Motorcycle <b>News</b> - Wheels Blog - NYTimes.com

Valentino Rossi will join Ducati -- for real. And other motorcycle news we've been reading on the Web.



12th Annual Charity Golf Tournament benefitting the Eureka Camp Society-Apex Secondary School-presented by SNC LAVALIN Pacific Liaicon and Associates Benefitting the Eureka Camp Society-Apex Secondary School photos by Ron Sombilon Gallery (377) by Ron Sombilon Gallery


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Thursday, August 5, 2010

how to manage personal finances

Large animal medicine takes a different tack. These animals are used for industry -- food production, breeding farms, racing, and so on. (The lines are blurred in some cases, such as horses that are really pets, and greyhounds used for racing.) "The client" here is the manager, producer, or trainer, while the "patient" is the dairy herd, the swine operation, or the overall breeding potential of a winning stallion. While humane treatment is an important factor, the goals are maximizing performance, productivity, and profit. Large animal medicine focuses on designing a Herd Health Program, where the outcome of an individual case takes a backseat to the cost and benefit for the overall group.

LearnVest founder and CEO Alexa von Tobel turned down Harvard and a life on Wall Street to make personal finance education accessible to women, and she has no intention of failing.


She thinks learning how to manage your money should be simpler, a passionate belief which comes from her personal need for her New York-based company’s product, a series of online tutorials on personal finance which have led some to dub her “Suze Orman 2.0.” On Tuesday, LearnVest announced the launch of three new on-demand, online Bootcamps covering basic personal finance, cutting costs, and investing. These products are just the latest iteration in von Tobel’s quest.


The 26-year-old von Tobel got the idea for LearnVest while working at Morgan Stanley, realizing that she had no idea how to manage her own finances.


“Here I was responsible for millions and millions of dollars and I didn’t know the first thing about getting a credit card or insurance,” von Tobel said. “I needed tools like these.”


Instead of attending Harvard Business School, von Tobel put all the money she’d earned after college into building LearnVest. Since then, the company has raised over $5.5 million in financing, most recently closing a $4.5 million round led by Accel Partners in April.


The LearnVest  CEO has been spending a great deal of time in the media spotlight recently. She was recently named to Inc.’s 30 Under 30 list of young entrepreneurs and has received media coverage from a number of local and national outlets including BusinessWeek and the New York Times. The ‘Suze Orman 2.0’ moniker first came from a Fox reporter.


But behind the media attention that even has the attractive blonde’s coworkers teasingly calling her ‘Finance Barbie’ is an entrepreneur possessed. Her self-deprecating humor and amiable demeanor are genuine, but von Tobel is shrewedly packaging herself and LearnVest as an accessible and fun medium for learning about personal finance. And she’s doing it from a cubicle alongside her employees in Learnvest’s cozy New York office.


Usage statistics suggest it’s beginning to work, with Learnvest receiving about 360,000 unique visitors in the U.S. per month according to Quantcast, a Web-traffic-measurement service..


While von Tobel is certainly passionate about giving women unbiased advice on their personal finances, she is also keeping her eye on earning money to repay her investors.


And that’s where LearnVest’s latest product, the online bootcamps, come in. The three-week programs consist of daily emails with information and easy to do items that take minutes, according to von Tobel.  The investing bootcamp is LearnVest’s first paid offering, costing users $7.99.


“It’s cheaper than ‘Personal Finance for Dummies’ and easier to understand and accomplish,” von Tobel said. “We don’t want users to be overwhelmed.”


LearnVest’s content also provides affiliate marketing opportunities for the New York startup, where LearnVest earns money by suggesting personal finance products like credit cards.


Besides affiliate fees, LearnVest also sells advertising, in the hope that financial services firms and other brand advertisers will pay a premium for female users taking advantage of LearnVest’s educational content over what they’d pay for such users on general-interest websites.


Next Story: Your mobile app is spying on you Previous Story: Dark Roast Media integrates Publishers Clearing House sweepstakes into its social game



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